Regulation of AI, Web3 and Digital Assets: A Shift Towards Risk Management

Recently Liudmila Yepikhava had the opportunity to speak at two events dedicated to the regulation of artificial intelligence in the financial sector, as well as to issues relating to the legal development of Web3, crypto-assets and AI.

Following both discussions, it is particularly clear that 2026 is becoming a period of transition from discussing technologies themselves to discussing mechanisms for managing the risks they create.

• First, artificial intelligence is ceasing to be an experimental technology. Banks, fintech companies and large businesses are already using AI in processes involving data analysis, customer service, compliance automation and decision-making. Regulation is also moving in this direction: certain provisions on AI will be incorporated into the new version of the law on personal data.
• Second, in the field of crypto-assets and Web3, the market is undergoing further institutionalisation. Whereas previously the main objective was to create a favourable regime for the development of the industry, today increasing attention is being paid to issues of identification and cybersecurity.
• Third, it is becoming clear that the regulation of AI, digital assets, and the financial and banking sectors is beginning to intersect. Questions are already arising as to the legal qualification of new digital products at the intersection of these technologies.

REVERA law group grateful to the organisers of the events and to the participants for a professional dialogue.

Today, it is precisely such discussions that help develop legal approaches which will be in demand by business tomorrow.